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Basic Information on Medicare Plan A

Inpatient health care, hospice care, and hospital stays are part of the coverage of Medicare Plan A which will be the focus of the discussion below. In order to help people with their health care needs, the government has created the Medicare program which is an insurance for people who meets the qualification requirements for eligibility. When a person is in need of health care and he has to pay for certain costs, that qualified person can use his Medicare to pay for the medical bills. The original Medicare package has included Medicare Part A which is an insurance coverage funded by the government and used to cover home health services, nursing home facilities, hospice, inpatient hospital stay, and non medical heath care institutions that have religious affiliations.

Medicare Part A can be received by individuals with the following qualifications. The age of the person must be over 65; a person under 65 who has a qualifying disability; and an individual with a terminal kidney condition and on the end stage of the disease.

If you are working on a job and you are being deduced monthly for Medicare taxes, then there is no Medicare Part A premium to pay. You also don’t pay Medicare Part A premiums if your wife’s salary is paying for Medicare taxes. An individual who is over 65 and you qualify by meeting certain citizenship requirements then you can also take advantage of Medicare Part A for a cost. If you are a disabled individual who is over 65 but was able to go back to work in some capacity, Medicare Part A is not longer free but you can buy it for a price. Medicare part B must be purchased by those who purchase Medicare Part A for a monthly premium.

Medicare coverage will automatically begin on your 65th birthday, on the first day of the month, as long as you are collecting social security or benefits from the Railroad Retirement Board. 3 months before your 65th birthday, you can expect your Medicare card to be delivered through the mail.

For those suffering disability and are under 65, you gain eligibility for Medicare Part A 2 years into receiving social security disability benefits or RRB benefits. You can expect your Medicare card the first month of the third year. The moment they start receiving social security disability benefits, individual who suffer from Amyotrophic Later Sclerosis gets immediately eligible for Medicare Part A.

If you are eligible for Medicare Part A but you don’t receive RRB benefits if you were a railroad employee or you have social security benefits, then you should enroll for it. The social security office can give information on how to enroll for Medicare Part A which you should do 3 months before your 65h birthday.

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